Stanbic IBTC Balanced Fund
The Stanbic IBTC Balanced Fund helps you grow your money without going all-in on risk. It mixes investments in stocks for growth with safer options like fixed income and money market instruments to keep things balanced. It is a smart mix of risk and stability. Stanbic IBTC Balanced Fund is registered with the Securities and Exchange Commission, Nigeria as an open-ended Unit Trust Investment Scheme and is open to all investors. The underlying assets are subject to withholding tax.
Some of the benefits
Safety & Trust
Backed by Stanbic IBTC Holdings and licensed by Securities and Exchange Commission (SEC) - a leader in financial services for over 20 years
Convenience
Access your account via internet, phone, email, and SMS – anytime, anywhere
Strong Track Record
Proven expertise in managing funds for companies and individuals for over 2 decades
Highlights
- The Stanbic IBTC Balanced Fund (SIBAL) was launched in January 2012
- The Fund invests a minimum of 40% and maximum of 60% in equities, a maximum of 60% in money market instruments, and a minimum of 20% in fixed income instruments.
- The Fund has a 91-day minimum holding period
- The penalty for redeeming within the minimum holding period is 20% on the accrued income
- The minimum investment amount is N5,000.00
- It is an open-ended fund
- The risk profile for the Fund is “Moderately Aggressive”
- The management fee is 1.25% per annum
How to invest
Click this link to open an Instant Account
Alternatively, complete this Subscription Form and submit at any branch of Stanbic IBTC nationwide with the following documentation. Please note that you are not required to make payment at this stage. Below is a list of items you are to submit with the subscription form;
- One passport photograph for each applicant
- A government issued identity card (national ID card, Driver’s license, International Passport, Voter’s card etc.)
- Proof of address showing your name/surname
The account will be opened within one business day and your e-account number will be sent to you via email
Upon receipt of the e-account number, transfer the amount to be invested to the designated bank account (find below) using your e-account number as reference/remark etc.
Invest via BluNest
Our user-friendly platform makes it easy to explore and subscribe to a wide range of investment products. Follow these simple steps:
1. Invest : Access your account by logging in here with your registered email address.
2. Explore Products : Browse our investment products and choose the ones that suit your goals.
3. Fund you Wallet : Fund your wallet via bank transfer
4. Subscribe: Click on the "Invest Now" button and follow the prompts to complete your subscription.
Benefits
- Professional fund management
- Online access
- Diversification of portfolio
- Risk mitigation
How to redeem
To redeem a part or all your investments at any time:
- Option 1: Login to your mutual fund account via the web or mobile app and initiate a redemption. The proceeds of your redemption will be transferred to your nominated bank account within two (2) working days. Please note that the daily limit for online redemption is N5,000,000.00. The online redemption service is convenient, flexible and safe. To activate the online redemption service on your account, we require you to print, execute and submit the Consent Form and Agreement at our office or any branch of Stanbic IBTC Bank PLC closest to you.
Alternatively, the completed Consent Form and Agreement can be scanned and forwarded to [email protected]
Please note that this service is available to individual and joint account holders only. Institutional subscribers (e.g. Corporates, NGOs, Churches etc.) cannot be granted access to this service. - Option 2: Fill in a Redemption Form and submit at any of our branches nationwide.
The proceeds of your redemption will be transferred to your nominated bank account within five (5) working days.
-
Highlights
-
How to invest
-
Benefits
-
How to redeem
- The Stanbic IBTC Balanced Fund (SIBAL) was launched in January 2012
- The Fund invests a minimum of 40% and maximum of 60% in equities, a maximum of 60% in money market instruments, and a minimum of 20% in fixed income instruments.
- The Fund has a 91-day minimum holding period
- The penalty for redeeming within the minimum holding period is 20% on the accrued income
- The minimum investment amount is N5,000.00
- It is an open-ended fund
- The risk profile for the Fund is “Moderately Aggressive”
- The management fee is 1.25% per annum
Click this link to open an Instant Account
Alternatively, complete this Subscription Form and submit at any branch of Stanbic IBTC nationwide with the following documentation. Please note that you are not required to make payment at this stage. Below is a list of items you are to submit with the subscription form;
- One passport photograph for each applicant
- A government issued identity card (national ID card, Driver’s license, International Passport, Voter’s card etc.)
- Proof of address showing your name/surname
The account will be opened within one business day and your e-account number will be sent to you via email
Upon receipt of the e-account number, transfer the amount to be invested to the designated bank account (find below) using your e-account number as reference/remark etc.
Invest via BluNest
Our user-friendly platform makes it easy to explore and subscribe to a wide range of investment products. Follow these simple steps:
1. Invest : Access your account by logging in here with your registered email address.
2. Explore Products : Browse our investment products and choose the ones that suit your goals.
3. Fund you Wallet : Fund your wallet via bank transfer
4. Subscribe: Click on the "Invest Now" button and follow the prompts to complete your subscription.
- Professional fund management
- Online access
- Diversification of portfolio
- Risk mitigation
To redeem a part or all your investments at any time:
- Option 1: Login to your mutual fund account via the web or mobile app and initiate a redemption. The proceeds of your redemption will be transferred to your nominated bank account within two (2) working days. Please note that the daily limit for online redemption is N5,000,000.00. The online redemption service is convenient, flexible and safe. To activate the online redemption service on your account, we require you to print, execute and submit the Consent Form and Agreement at our office or any branch of Stanbic IBTC Bank PLC closest to you.
Alternatively, the completed Consent Form and Agreement can be scanned and forwarded to [email protected]
Please note that this service is available to individual and joint account holders only. Institutional subscribers (e.g. Corporates, NGOs, Churches etc.) cannot be granted access to this service. - Option 2: Fill in a Redemption Form and submit at any of our branches nationwide.
The proceeds of your redemption will be transferred to your nominated bank account within five (5) working days.
Forms and Downloads
Mutual Funds Subscription form
Mutual Funds Subscription form
Mutual Funds Subscription form
Mutual Funds Subscription form
Mutual Funds Redemption Form
Mutual Funds Redemption Form
Redemption Consent Form and Agreement
Redemption Consent Form and Agreement
We also offer
Stanbic IBTC Ethical Fund
The Stanbic IBTC Ethical Fund is designed for investors seeking long-term capital appreciation while aligning their investments with defined ethical standards. The fund allocates the majority of its portfolio to listed equities of value-driven and ethically aligned companies, with a portion invested in high-quality fixed income securities to ensure balance and stability. It provides an opportunity to achieve sustainable long-term growth while investing in companies that meet established ethical criteria. Stanbic IBTC Ethical Fund is registered with the Securities and Exchange Commission, Nigeria as an open-ended Unit Trust Investment Scheme and is open to all investors. The underlying assets are subject to withholding tax.
Stanbic IBTC Imaan Fund
The Stanbic IBTC Imaan Fund is designed to deliver long-term capital appreciation by investing predominantly in Shari’ah-compliant equities, which constitute at least 70% of the portfolio. The remaining portion is allocated to other Shari’ah-compliant instruments, such as Sukuk, in line with approved guidelines. All investment decisions are undertaken with the oversight and approval of an Advisory Committee of Experts, ensuring strict adherence to Shari’ah principles. The fund provides a structured avenue for long-term growth while maintaining full compliance with Islamic investment principles. Stanbic IBTC Imaan Fund is registered with the Securities and Exchange Commission, Nigeria as an open-ended Unit Trust Investment Scheme and is open to all investors. The underlying assets are subject to withholding tax.